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We provide care for your pets because we know how much you care about them

Standard - general insurance cover for your cat or dog.

Our entry level of cover insures your pet for all veterinary costs up to £3,000. Should the unimaginable happen and your cat or dog go missing or is stolen, we'll help towards reimbursing you for your loss. And if you're unlucky enough to have to spend time in hospital, we'll help contribute towards the boarding cost of your pet for the time you're there. If you're even unluckier and have to cancel a holiday as a result of your pet falling ill or going missing, we'll provide compensation.

A quick look at what you get.
  • Vet fees per condition up to £3,000
  • Emergency boarding fees
  • Help with the cost of finding lost or stolen pets
  • Third party liability up to £2 million
  • No maximum age limit for insuring pets
  • Accidental death

Cover is subject to terms, conditions, exclusions and limitations. Click on the links to view our policy wording and complaint procedure.

Get a quote

 

Premier Plus - extensive insurance cover for your cat or dog.

Premier Plus provides all the benefits of Standard cover only to a higher level and with several more. For instance, we provide pet travel cover, which includes things such as quarantine costs, Health Certificate replacement and emergency travel expenses. We'll also contribute towards covering costs if your dog causes damage to a third party's property. And in the sad event that your cat or dog passes away as result of illness, we'll help towards reimbursing you for your loss.

A quick look at what you get.
  • Vet fees per condition up to £7,000
  • Emergency boarding fees
  • Help with the cost of finding lost or stolen pets
  • Third party liability up to £2 million
  • No maximum age limit for insuring pets
  • Accidental death

Cover is subject to terms, conditions, exclusions and limitations. Click on the links to view our policy wording and complaint procedure.

Get a quote


 

 
Cover / Benefit Premier Limit* Premier Excess* Standard Limit** Standard Excess**
Veterinary Fees (per condition)
Provides cover for all reasonable veterinary costs and includes
  - dental treatment (if related to
    illness/injury)
  - complementary treatments
  - behavioural problems
  - clinical diets (4 weeks max.)
  - pet cremation benefit 		£7,000



£500

£1,000
£250
£200
£100		 £75 £3,000



£250

£500
N/A
N/A
N/A		 £75






N/A
N/A
N/A
Death from Accident (per incident)
This benefit provides for the reimbursement of the market value of the pet should the customers pet die as a result of an accidental injury.		 £1,500 nil £250 nil
Death from Illness (per incident)
This benefit provides for the reimbursement of the market value of the pet should the customer's pet die as a result of an illness. This benefit is only applicable if the pet is aged under 8 years at the time of inception/renewal.		 £1,500 nil N/A N/A
Third Party Liability (per event)
Cover for legal liability if your pet causes injury or death to a third party or damage to their property.		 £2,000,000 £250 £2,000,000 £250
Emergency Boarding Kennels & Cattery Fees (per policy year)
Cover for costs of boarding the pet whilst the policyholder is in hospital for medical treatment.		 £1,000 (£100 per week) nil £600 (£50 per week) nill
Daily Minding (per policy year)
Cover for costs of minding/walking the pet whilst the policyholder is in hospital for medical treatment.		 £1,000 (£100 per week) nil N/A N/A
Advertising Costs (per policy year)
Cover for costs of advertising and offering a suitable reward if the pet is stolen or goes missing.		 £1,000 (£600 for reward) nil £300 (£250 for reward) nill
Theft or Straying compensation
This benefit provides for the reimbursement of the purchase price of the pet if the pet is stolen or goes missing and has not been found after 90 days away.		 £1,500 nil £250 nill
Holiday Cancellation (per policy year)
Provides compensation if the pet goes missing or requires urgent surgery up to 7 days before or whilst the policyholder is on holiday. 		£4,000 £75 £500 £75
Transportation Costs (per policy year)
This benefit provides expenses for transporting the pet to another vet on the recommendation of the policyholders vet.		 £150 nil N/A N/A
Accidental Damage to Contents (per policy year)
Cover for the costs incurred by the policyholder if the pet causes damage to a third party's property.		 £1,000 nil N/A N/A
Pet Travel Cover (per condition)
Veterinary Fees (per trip)
Quarantine Costs (per trip) -
if chip fails or if pet is ill

Loss of Health Certificate -
replacement if 'passport' lost

Repeat Tick and Worming Treatment (per trip)

Emergency Expenses (per trip) -
accomodation, transport, repatriation

£1,000
£2,000


£250


covered £100


£500

£75
nill


nill


nill


nill

N/A
N/A


N/A


N/A


N/A

N/A
N/A


N/A


N/A


N/A

* Premier acceptance criteria


1.   Pet must be aged over 8 weeks (no maximum age limit)
2.   The excesses applicable for Veterinary Fees are: the first £75 of treatment costs if your
      pet is aged under 9 at the time of treatment ; or, if your pet is aged 9 or over at time of
      treatment, the cost is £75 or 15% of the treatment cost, whichever is the greater.
3.   14 day waiting period on Veterinary Fees claims.
4.   Pet must NOT be a Sharpei, Pit Bull, American Pit Bull Terrier, Dogo Argentino, Japanese
      Tosa, Fila Brasiliero, Perro De Presa Canario (Dogo Canario) or a dog crossed with these
      breeds, wolves, wolf hybrid or any dog registered under the Dangerous Dogs Act 1991.
5.   Pet must be owned by the policyholder
6.   Pet must NOT be used for breeding or business purposes
7.   Policy is issued subject to condition that pet is in good health and free from disability.
8.   Customer agrees to take proper and reasonable care of the pet at all times
9.   Dogs must be vaccinated against distemper, hepatitis, leptospirosis and parvovirus in order to
      be covered for these conditions
10. Cats must be vaccinated against feline infectitious enteritis, feline leukaemia and cat flu in order
      to be covered for these conditions

** Standard acceptance criteria


1.   Pet must be aged over 8 weeks (no maximum age limit)
2.   The excesses applicable for Veterinary Fees are: the first £75 of treatment costs if your
      pet is aged under 9 at the time of treatment ; or, if your pet is aged 9 or over at time of
      treatment, the cost is £75 or 15% of the treatment cost, whichever is the greater.
3.   14 day waiting period on Veterinary Fees claims.
4.   Pet must NOT be a Sharpei, Pit Bull, American Pit Bull Terrier, Dogo Argentino, Japanese
      Tosa, Fila Brasiliero, Perro De Presa Canario (Dogo Canario) or a dog crossed with these
      breeds, wolves, wolf hybrid or any dog registered under the Dangerous Dogs Act 1991.
5.   Pet must be owned by the policyholder
6.   Pet must NOT be used for breeding or business purposes
7.   Policy is issued subject to condition that pet is in good health and free from disability.
8.   Customer agrees to take proper and reasonable care of the pet at all times
9.   Dogs must be vaccinated against distemper, hepatitis, leptospirosis and parvovirus in order to
      be covered for these conditions
10. Cats must be vaccinated against feline infectitious enteritis, feline leukaemia and cat flu in order
      to be covered for these conditions

Can't make up your mind?
If you're still unsure which policy is best for you, or you would like more details, simply visit our
FAQs page or view our policy documents in full.

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DirectCover is a trading name of Direct Travel Insurance Services Limited, who is authorised and regulated by the Financial Services Authority
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